Senior Compliance Officer – MiFID, Investor Protection & Investment Services

UniCredit in Poland belongs to one of the largest financial groups in Europe, serving over 15 million Clients, including one million businesses. We are building a new banking model that combines the speed and appeal of a fintech with the strength and stability of a universal bank. We draw on 150 years of experience and the unique expertise of our teams, acting as the Group’s pan-European innovation hub.

We are creating ultra-fast and transparent banking with an “all-in-one” application and new opportunities for all Clients - individual, business, and corporate. We provide full omnichannel service thanks to a network of flagship branches in key Polish cities and our Support Center.

Our greatest value is our People - a Team of creative experts who thrive in a dynamic and innovative environment. We focus on collaboration, engagement, and achieving ambitious goals.

As a Senior Compliance Officer within the Compliance team, operating as the second line of defense in the bank, you will act as a strategic and trusted partner to the business, ensuring full compliance with MiFID II, Investor Protection frameworks, and regulatory requirements governing investment services. You will provide high‑level regulatory advisory, contribute to the strengthening of UniCredit’s control environment, and support the development of a robust culture of conduct and client protection across the Bank. This role requires strong seniority, autonomy, and the capability to interact confidently with senior management, internal stakeholders, and supervisory authorities.

Regulatory Advisory & Strategic Support

• Provide authoritative guidance to business leaders, Product Management, CIB, Corporate Sales and Wealth Management, and IT on MiFID II, ESMA guidelines, Investor Protection rules, and relevant Polish local investment‑services regulation
  

• Assess the impact of new regulatory developments and contribute to strategic decisions, ensuring alignment with UniCredit policies and regulatory expectations
  

• Deliver expert opinions on new products, distribution strategies, digital initiatives, advisory tools, and end‑to‑end client processes
  

Governance, Policies & Frameworks

• Oversee and enhance MiFID‑related frameworks, including:
  

• Product Governance (target market methodology, value for money assessments, product lifecycle management)
  

• Suitability & Appropriateness frameworks
  

• Inducements, transparency, and costs & charges
  

• Best Execution oversight
  

• Client disclosure and customer journey compliance
  

• Contribute to policy updates, operational guidelines, and governance processes in alignment with regulatory changes and UniCredit standards
  

Second‑Line Controls & Compliance Risk Management

• Lead second‑line controls and thematic reviews, ensuring the effectiveness of the Bank control environment
  

• Identify regulatory risks, formulate remediation plans, and challenge first‑line functions where necessary
  

• Support the annual Compliance Risk Assessment and provide high‑quality input on investment‑services risk scenarios
  

Projects, Transformation & Digitalization

• Play a senior role in cross‑bank strategic projects, including digital advisory platforms, remote distribution models, and evolution of investment products
  

• Collaborate with IT and business owners to ensure system developments meet MiFID and conduct‑of‑business requirements
  

Training, Culture & Stakeholder Engagement

• Deliver high‑impact training to senior stakeholders, commercial networks, and internal functions
  

• Act as a promoter of UniCredit’s culture of ethics, transparency, and responsible business conduct
  

• Support internal working groups and governance bodies with senior‑level contributions
  

Regulatory Relations & Reporting

• Prepare high‑quality documentation for internal audit, compliance committees, and supervisory engagements 
• Support interactions with regulators, ensuring consistent and accurate communication of the Bank’s position on MiFID and Investor Protection themes

• Degree in Law, Economics, Finance, or related fields; postgraduate specialization in financial markets or compliance is a plus
• At least 5 years of experience in Compliance, Risk, Legal, Regulatory Consulting, or Audit within investment‑services environments
• Proven expertise in MiFID II, Investor Protection, ESMA guidelines, and national conduct‑of‑business rules
• Strong understanding of financial instruments (funds, derivatives, structured products, IBIPs, advisory services) and related distribution models
• Experience in international and/or digital banks is a plus
• Strong analytical capability and ability to translate regulatory text into practical solutions
• Excellent communication skills, with the ability to influence and challenge at senior levels
• Strong stakeholder management, cross‑functional collaboration, and decision‑making autonomy
• High level of accuracy, accountability, and strategic thinking
• Proactive mindset and strong orientation to client protection and risk mitigation

Diverse teams really are the best teams. Research shows that some candidates may hesitate to apply for a job unless they meet every requirement. If you are excited about working with us, we encourage you to apply - even if you're not 100% sure. We are interested in getting to know you and learning about what you bring to the table.

Please note that we may close a job posting early if we receive a large number of exceptional applications.

Good luck!